Personal Finance Manager

Ledger-driven system ready to grow with bank accounts, loans, investments, and rental income.

Bank balance

₹ 21,570.58

4 accounts

Categories

29 total

Income, expense, transfer mapped

Transactions

39 entries

Ledger history

Reminders

0

Upcoming bills/EMIs

Loans

₹ 88,000.00

1 loans tracked

Credit cards

₹ 2,163,000.00 limit

Outstanding ₹ 48,717.16

Lending

₹ 0.00

0 records

Investments

0 items

Rental contracts

0

Accounts & credit cards

Type Bank Name Balance / Limit Status
Bank Cash Cash ₹ 2,000.00 Active
Bank IOB INDIAN OVERSEAS BANK ACCOUNT ₹ 1,189.58 Active
Bank AXIS BANK AXIS SAVING ACCOUNT ₹ 1,616.84 Active
Bank HDFC BANK HDFC SAVINGS ₹ 16,764.16 Active
Credit Card RBL IOCL Xtra Credit Card ₹ 6,654.00 / ₹ 25,000.00 Active EMIs
Credit Card ICICI AMAZON PAY ₹ 0.00 / ₹ 210,000.00 Clear
Credit Card AXIS BANK AXIS NEO ₹ 0.00 / ₹ 375,000.00 Clear
Credit Card AXIS BANK FLIPKART AXIS ₹ 35,546.74 / ₹ 375,000.00 Active EMIs
Credit Card HDFC BANK RUPAY CREDIT CARD ₹ 5,581.25 / ₹ 394,000.00 Active EMIs
Credit Card HDFC BANK HDFC-REGALIA ₹ 935.17 / ₹ 394,000.00 Active EMIs
Credit Card IDFC FIRST BANK FIRST SELECT ₹ 0.00 / ₹ 390,000.00 Clear

Record a transaction

EMI plan tracker

No EMI plans yet. Add each pending EMI as a separate plan.

Credit card billing snapshot

Card Cycle Non-EMI spend EMI due in cycle Estimated statement due Total outstanding Available limit
RBL - IOCL Xtra Credit Card 2026-02-24 to 2026-03-23 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 6,654.00 ₹ 25,000.00
ICICI - AMAZON PAY 2026-03-06 to 2026-04-05 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 210,000.00
AXIS BANK - AXIS NEO 2026-02-19 to 2026-03-18 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 375,000.00
AXIS BANK - FLIPKART AXIS 2026-02-21 to 2026-03-20 ₹ 3,660.28 ₹ 0.00 ₹ 3,660.28 ₹ 35,546.74 ₹ 371,339.72
HDFC BANK - RUPAY CREDIT CARD 2026-02-20 to 2026-03-19 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 5,581.25 ₹ 394,000.00
HDFC BANK - HDFC-REGALIA 2026-02-20 to 2026-03-19 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 935.17 ₹ 394,000.00
IDFC FIRST BANK - FIRST SELECT 2026-02-25 to 2026-03-24 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 0.00 ₹ 390,000.00

EMI schedule

No EMI schedule yet.

Recent transactions

Date Type Amount Category Notes
2026-03-07 Expense ₹ 54.00 GROCERY (GROCERY) Idli Maavu
2026-03-07 Expense ₹ 3,660.28 Shopping (Home Needs) Purchased grocery, toys, home and kitchen needs.
2026-03-07 Expense ₹ 55.00 GROCERY (FRUITS) Bought Banana
2026-03-07 Expense ₹ 30,000.00 LEND-DEBIT Lent money returned
2026-03-07 Expense ₹ 15,000.00 House Rent (House Rent) Chennai House Rent-Thazhambur

Upcoming reminders

No reminders scheduled.

Upcoming EMIs

Loan Due date Principal Interest
IOB GOLD LOAN - JAMUNA CHAIN 2025-10-10 ₹ 0.00 ₹ 940.67
IOB GOLD LOAN - JAMUNA CHAIN 2025-11-10 ₹ 0.00 ₹ 586.67
IOB GOLD LOAN - JAMUNA CHAIN 2025-12-10 ₹ 0.00 ₹ 586.67
IOB GOLD LOAN - JAMUNA CHAIN 2026-01-10 ₹ 0.00 ₹ 586.67
IOB GOLD LOAN - JAMUNA CHAIN 2026-02-10 ₹ 0.00 ₹ 586.67